How a Payable on Death (POD) Payable on death (POD) is a designation that allows an account holder to name a beneficiary who will automatically receive the assets in the account upon the account owner's death, bypassing probate. This is a free and simple way to transfer bank accounts, CDs, and other financial assets, but beneficiaries cannot access the money before the owner's death and it is not a substitute for comprehensive estate planning. 🚨 Follow for more 🚨 #smartmoney #savings #financia
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Pay on death deeds and beneficiary designations in your accounts avoid probate AND protect you from your kids doing anything bad to your stuff while you are alive. They have no control until you die. Many of you commented on my other videos that you just added your child as a joint owner to avoid probate BUT is very dangerous! Also hurts the child tax-wise on the transfer of your house. The joint owner has joint control. POD and Lady Bird Deeds in the 5 states that have them (see my video on tha
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