Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Ty Pendlebury is CNET's senior editor for TV and home audio, and author of the daily Insider newsletter. He has rigorously tested, reviewed and written about AV equipment for the company since 2006.

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