Market fluctuations impact retirement assets, sometimes costing clients thousands once they need to tap into their hard-earned savings. Rather than leaving success to the chance of a volatile market, ...

Income protection insurance can offer a lifeline if you’re unable to work due to illness or injury by paying out a portion of your salary while you’re off. Our guide explains the options to help you ...

The decision to purchase life insurance is often a simple one when you have loved ones who depend on your income. After all, it's important to ensure that your family has what it needs financially ...

This story is part of a series on financial and economic literacy funded by Ecstra Foundation. Having income protection insurance means that if you get sick or injured and can’t work, you’ll still get ...

Fleischner, CLU, ChFC, LUTCF, features extended interviews with Stephen Crawford, President of Financial Balance Group, who has built nearly 200 Guardian Life Insurance GSI disability insurance ...

Life insurance is a contract between an individual, known as the policyholder, and an insurance company. The policyholder pays a regular premium. In return, the insurance company promises to provide a ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

There are around 4.31 million self-employed workers in the UK according to recent government figures. If you are among them – and therefore without employer-based sick pay – being unable to work will ...

Financial planning involves both wealth creation and risk management. While investments focus on growth, protection ensures that financial goals remain secure even in the policyholder’s absence.

As individuals increasingly adopt structured and goal-based financial planning, Shriram Life Insurance said life insurance remains an essential instrument for managing uncertainty and building ...